Terms of Use

Last updated: 2026.

Acceptance of terms

By using MoneyWise Tools, you agree to these Terms of Use. If you don't agree, please don't use the site.

Use of calculators

All calculators are provided free of charge for informational and estimation purposes only. You may use them for personal, non-commercial purposes. Results are estimates based on the inputs you provide and any assumptions disclosed on the relevant page — they are not guarantees, official figures, or professional advice.

No financial, tax or legal advice

Nothing on this site constitutes financial, tax, legal or investment advice. See our Disclaimer for full details.

No warranty

This site and its calculators are provided "as is" without warranties of any kind, express or implied, including but not limited to accuracy, reliability, or fitness for a particular purpose. We do our best to keep the math correct, but you should independently verify any figure that matters to a real decision.

Limitation of liability

To the fullest extent permitted by law, MoneyWise Tools and its operators are not liable for any damages arising from your use of, or inability to use, this site or its calculators, including any decisions made based on the results.

Intellectual property

The design, text, and code of this site are owned by MoneyWise Tools unless otherwise noted. You may not copy, redistribute, or republish substantial portions of the site without permission.

Changes to these terms

We may revise these terms at any time. Continued use of the site after changes are posted constitutes acceptance of the revised terms.

Contact

Questions? Reach us via our Contact page.