Monthly Expense Calculator
Add up any custom list of expenses to see your monthly total, daily rate and annual projection.
How this calculator works
- Add a row for each expense with a name and monthly amount.
- The calculator sums every row into a total monthly figure.
- It also shows the equivalent daily rate and annual projection.
Unlike the full Budget Calculator, this tool doesn't assume fixed categories — add any expense line items you want (streaming services, a gym membership, a side project's costs) and get an instant total, plus what that adds up to per day and per year.
Example
Netflix $15.49, Spotify $11.99, gym $40, phone plan $65 and a storage unit $89 add up to $221.48/month — about $7.28/day, or $2,657.76/year.
Limitations
This tool doesn't distinguish between essential and discretionary spending — it's a flexible adder, not a full budget breakdown. Use the Budget Calculator if you want income vs. expense categories.
Frequently asked questions
How is this different from the Budget Calculator?
The Budget Calculator uses fixed categories and compares against income. This tool is a flexible list — add or remove any custom expense line items you want and just see the total.
Can I see my annual cost from monthly expenses?
Yes — the total is automatically projected to an annual figure (monthly total × 12).
What's a good use for this calculator?
Auditing recurring subscriptions is a common one — list every subscription and see the surprising total.
Does it save my list?
No — everything runs locally in your browser and nothing is stored. Recalculate any time.